Money guides & current rates

Official figures for the U.S. and Canada, updated automatically whenever the data behind our calculators changes.

• 2026 Federal Income Tax Brackets & Standard DeductionOfficial 2026 IRS tax brackets for single, married and head of household filers, plus the standard deduction, child tax credit and FICA rates.
• 2026 401(k), IRA & Roth IRA Contribution LimitsOfficial 2026 limits for 401(k), 403(b), traditional and Roth IRAs and HSAs, plus catch-up contributions and Roth IRA income phase-out ranges.
• 2026 Canadian Income Tax Brackets: Federal & ProvincialFederal and provincial income tax brackets for 2026 in every Canadian province and territory, with basic personal amounts and CPP and EI rates.
• 2026 TFSA, RRSP & FHSA Limits (Canada)The 2026 TFSA limit and total room since 2009, the RRSP dollar limit, FHSA rules and a year-by-year TFSA limit history from the CRA.
• Express Entry Draws 2026: Latest CRS Cut-Off ScoresLatest Express Entry draw results updated automatically from IRCC: CRS cut-off scores, invitations issued and the current pool distribution.
• 2026 Capital Gains Tax Rates & BracketsOfficial 2026 long-term capital gains tax brackets (0%, 15%, 20%) by filing status, short-term rates, and the 3.8% net investment income tax thresholds.
• Canada Child Benefit Amounts (July 2026 – June 2027)Official CCB maximum amounts per child, income thresholds and reduction rates for the current benefit year, with payment details from the CRA.