Take-home pay by salary
| Salary | Colorado | Texas | Difference |
|---|---|---|---|
| $50,000 | $40,863 | $42,355 | −$1,492 Texas |
| $75,000 | $59,001 | $61,593 | −$2,592 Texas |
| $100,000 | $75,488 | $79,180 | −$3,692 Texas |
| $150,000 | $107,899 | $113,791 | −$5,892 Texas |
| $200,000 | $140,835 | $148,927 | −$8,092 Texas |
Single filer, standard deduction, wages only, no 401(k) or pre-tax benefits. Local income taxes (for example New York City or some Ohio and Pennsylvania cities) are not included.
Where the difference comes from
Federal income tax, Social Security (6.2%) and Medicare (1.45%) are the same everywhere in the U.S., so the gap comes entirely from state income tax. On $75,000, state income tax is about $2,592 in Colorado and $0 in Texas.
- Colorado: Flat 4.4% income tax, with a 2.9% state sales tax (about 7.81% on average including local taxes).
- Texas: No state income tax, with a 6.25% state sales tax (about 8.2% on average including local taxes).
Income tax isn't the whole picture
States without an income tax often collect more through sales taxes, property taxes or fees, and housing costs can differ far more than taxes. Before moving, compare rent or home prices, property tax rates, car insurance, utilities and, if you work remotely, which state can tax your income. If you keep a job in one state while living in another, you may owe tax to both, usually with a credit to avoid paying twice.
For your exact numbers — including 401(k) contributions, pay frequency and filing status — use the Colorado and Texas paycheck calculators, or explore every state on our Money Map.
Frequently asked questions
Is Colorado or Texas better for take-home pay?
Does Colorado have state income tax?
Does Texas have state income tax?
What else should I compare besides income tax?
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