Take-home pay by salary
| Salary | Massachusetts | New Hampshire | Difference |
|---|---|---|---|
| $50,000 | $40,075 | $42,355 | −$2,280 New Hampshire |
| $75,000 | $58,063 | $61,593 | −$3,530 New Hampshire |
| $100,000 | $74,400 | $79,180 | −$4,780 New Hampshire |
| $150,000 | $106,511 | $113,791 | −$7,280 New Hampshire |
| $200,000 | $139,147 | $148,927 | −$9,780 New Hampshire |
Single filer, standard deduction, wages only, no 401(k) or pre-tax benefits. Local income taxes (for example New York City or some Ohio and Pennsylvania cities) are not included.
Where the difference comes from
Federal income tax, Social Security (6.2%) and Medicare (1.45%) are the same everywhere in the U.S., so the gap comes entirely from state income tax. On $75,000, state income tax is about $3,530 in Massachusetts and $0 in New Hampshire.
- Massachusetts: 5%–9% income tax, with a 6.25% state sales tax (about 6.25% on average including local taxes).
- New Hampshire: No state income tax, with a 0% state sales tax (about 0% on average including local taxes).
Income tax isn't the whole picture
States without an income tax often collect more through sales taxes, property taxes or fees, and housing costs can differ far more than taxes. Before moving, compare rent or home prices, property tax rates, car insurance, utilities and, if you work remotely, which state can tax your income. If you keep a job in one state while living in another, you may owe tax to both, usually with a credit to avoid paying twice.
For your exact numbers — including 401(k) contributions, pay frequency and filing status — use the Massachusetts and New Hampshire paycheck calculators, or explore every state on our Money Map.
Frequently asked questions
Is Massachusetts or New Hampshire better for take-home pay?
Does Massachusetts have state income tax?
Does New Hampshire have state income tax?
What else should I compare besides income tax?
More state comparisons
- California vs. Texas
- California vs. Florida
- New York vs. Florida
- Texas vs. Florida
- California vs. Nevada
- California vs. Arizona
- California vs. Washington
- California vs. Oregon
- Washington vs. Oregon
- New York vs. New Jersey
- New York vs. Texas
- New Jersey vs. Pennsylvania
- New York vs. Connecticut
- Illinois vs. Texas
- Illinois vs. Indiana
- Illinois vs. Wisconsin
- Colorado vs. Texas
- Colorado vs. Arizona
- North Carolina vs. South Carolina
- North Carolina vs. Tennessee
- Georgia vs. Florida
- Tennessee vs. Georgia
- Virginia vs. North Carolina
- Maryland vs. Virginia
- District of Columbia vs. Virginia
- Ohio vs. Pennsylvania
- Michigan vs. Ohio
- Minnesota vs. Wisconsin
- Utah vs. Arizona
- Idaho vs. Washington
- Missouri vs. Kansas
- Texas vs. Oklahoma
- Texas vs. Louisiana
- Florida vs. North Carolina
- Nevada vs. Arizona