Take-home pay by salary
| Salary | North Carolina | Tennessee | Difference |
|---|---|---|---|
| $50,000 | $40,869 | $42,355 | −$1,486 Tennessee |
| $75,000 | $59,109 | $61,593 | −$2,484 Tennessee |
| $100,000 | $75,699 | $79,180 | −$3,481 Tennessee |
| $150,000 | $108,315 | $113,791 | −$5,476 Tennessee |
| $200,000 | $141,456 | $148,927 | −$7,471 Tennessee |
Single filer, standard deduction, wages only, no 401(k) or pre-tax benefits. Local income taxes (for example New York City or some Ohio and Pennsylvania cities) are not included.
Where the difference comes from
Federal income tax, Social Security (6.2%) and Medicare (1.45%) are the same everywhere in the U.S., so the gap comes entirely from state income tax. On $75,000, state income tax is about $2,484 in North Carolina and $0 in Tennessee.
- North Carolina: Flat 3.99% income tax, with a 4.75% state sales tax (about 7% on average including local taxes).
- Tennessee: No state income tax, with a 7% state sales tax (about 9.56% on average including local taxes).
Income tax isn't the whole picture
States without an income tax often collect more through sales taxes, property taxes or fees, and housing costs can differ far more than taxes. Before moving, compare rent or home prices, property tax rates, car insurance, utilities and, if you work remotely, which state can tax your income. If you keep a job in one state while living in another, you may owe tax to both, usually with a credit to avoid paying twice.
For your exact numbers — including 401(k) contributions, pay frequency and filing status — use the North Carolina and Tennessee paycheck calculators, or explore every state on our Money Map.
Frequently asked questions
Is North Carolina or Tennessee better for take-home pay?
Does North Carolina have state income tax?
Does Tennessee have state income tax?
What else should I compare besides income tax?
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