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Tennessee vs. Georgia: Take-Home Pay Comparison (2026)

How much of your paycheck you keep in Tennessee compared with Georgia, using 2026 federal and state tax rules for a single filer.

Updated 2026 IRS & state tax tables
Tennessee$61,593take-home on $75,000No state income taxTennessee paycheck calculator →
vs.
Georgia$58,323take-home on $75,000Flat 5.19% income taxGeorgia paycheck calculator →

On a $75,000 salary, you keep about $3,270 more per year ($272 a month) in Tennessee than in Georgia.

Take-home pay by salary

SalaryTennesseeGeorgiaDifference
$50,000$42,355$40,383+$1,972 Tennessee
$75,000$61,593$58,323+$3,270 Tennessee
$100,000$79,180$74,613+$4,567 Tennessee
$150,000$113,791$106,629+$7,162 Tennessee
$200,000$148,927$139,170+$9,757 Tennessee

Single filer, standard deduction, wages only, no 401(k) or pre-tax benefits. Local income taxes (for example New York City or some Ohio and Pennsylvania cities) are not included.

Where the difference comes from

Federal income tax, Social Security (6.2%) and Medicare (1.45%) are the same everywhere in the U.S., so the gap comes entirely from state income tax. On $75,000, state income tax is about $0 in Tennessee and $3,270 in Georgia.

  • Tennessee: No state income tax, with a 7% state sales tax (about 9.56% on average including local taxes).
  • Georgia: Flat 5.19% income tax, with a 4% state sales tax (about 7.38% on average including local taxes).

Income tax isn't the whole picture

States without an income tax often collect more through sales taxes, property taxes or fees, and housing costs can differ far more than taxes. Before moving, compare rent or home prices, property tax rates, car insurance, utilities and, if you work remotely, which state can tax your income. If you keep a job in one state while living in another, you may owe tax to both, usually with a credit to avoid paying twice.

For your exact numbers — including 401(k) contributions, pay frequency and filing status — use the Tennessee and Georgia paycheck calculators, or explore every state on our Money Map.

Frequently asked questions

Is Tennessee or Georgia better for take-home pay?
For a single filer earning $75,000 in 2026, take-home pay is about $61,593 in Tennessee and $58,323 in Georgia, so Tennessee comes out about $3,270 a year ahead. The gap grows at higher incomes when one state has higher income tax rates.
Does Tennessee have state income tax?
No. Tennessee does not tax wages, so paychecks are reduced only by federal income tax and FICA.
Does Georgia have state income tax?
Georgia has flat 5.19% income tax for 2026.
What else should I compare besides income tax?
Sales tax, property taxes, housing costs, insurance and local income taxes can outweigh income tax differences. A state with no income tax often relies more on sales or property taxes.

More state comparisons

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