Texas vs. Florida Take-Home Pay (2026)

Take-home pay by salary

Salary	Texas	Florida	Difference
$50,000	$42,355	$42,355	+$0 Texas
$75,000	$61,593	$61,593	+$0 Texas
$100,000	$79,180	$79,180	+$0 Texas
$150,000	$113,791	$113,791	+$0 Texas
$200,000	$148,927	$148,927	+$0 Texas

Single filer, standard deduction, wages only, no 401(k) or pre-tax benefits. Local income taxes (for example New York City or some Ohio and Pennsylvania cities) are not included.

Where the difference comes from

Federal income tax, Social Security (6.2%) and Medicare (1.45%) are the same everywhere in the U.S., so the gap comes entirely from state income tax. On $75,000, state income tax is about $0 in Texas and $0 in Florida.

Texas: No state income tax, with a 6.25% state sales tax (about 8.2% on average including local taxes).
Florida: No state income tax, with a 6% state sales tax (about 7% on average including local taxes).

Income tax isn't the whole picture

States without an income tax often collect more through sales taxes, property taxes or fees, and housing costs can differ far more than taxes. Before moving, compare rent or home prices, property tax rates, car insurance, utilities and, if you work remotely, which state can tax your income. If you keep a job in one state while living in another, you may owe tax to both, usually with a credit to avoid paying twice.

For your exact numbers — including 401(k) contributions, pay frequency and filing status — use the Texas and Florida paycheck calculators, or explore every state on our Money Map.

Frequently asked questions

Is Texas or Florida better for take-home pay?

For a single filer earning $75,000 in 2026, take-home pay is about $61,593 in Texas and $61,593 in Florida, so Texas comes out about $0 a year ahead. The gap grows at higher incomes when one state has higher income tax rates.

Does Texas have state income tax?

No. Texas does not tax wages, so paychecks are reduced only by federal income tax and FICA.

Does Florida have state income tax?

No. Florida does not tax wages, so paychecks are reduced only by federal income tax and FICA.

What else should I compare besides income tax?

Sales tax, property taxes, housing costs, insurance and local income taxes can outweigh income tax differences. A state with no income tax often relies more on sales or property taxes.

Texas vs. Florida: Take-Home Pay Comparison (2026)

Take-home pay by salary

Where the difference comes from

Income tax isn't the whole picture

Frequently asked questions

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